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Excess Casualty Bermuda

Overview

Endurance's Bermuda based Excess Casualty Practice offers third party liability coverage for all industry groups. Our extensive client roster consists of U.S. and international companies who have demonstrated sophisticated risk management and pro-active claims management programs. Risks are written on a direct insurance and reinsurance basis, including reinsurance to single-parent captives.

We are proud to have one of the most consistent and stable underwriting teams in Bermuda. Our specialization by industry group allows us to provide focused internal and external strategies and align ourselves closer to our distribution partners thereby offering our valued clients the highest level of service.

Target Clients

We seek comprehensive submissions for U.S. Fortune 1000 and international companies.  Our client relationships reach all industries with specialties in:

Target Classes

• Chemical manufacturing
• Transportation including commuter and freight railroads and trucking
• Energy and utilities
• Diversified industrial including general manufacturing, premises, financial institution and technology risks
• Pharmaceuticals and medical devices
• Residential and commercial construction including OCIPs and CCIPs

Products

We can consider Occurrence, Claims Made and Occurrence Reported forms. Additional unique coverage options include the ability to offer integrated professional liability & general liability coverage and bespoke coverage for niche opportunities, as well as the ability to attach excess of self-insured retention or captive (with a minimum retention level of  $10 million or above the working layer, whichever is greater).

Capacity

• Maximum US $50M
• Total limits deployed will be assessed on an individual risk basis.

Minimum Attachment

• Minimum US $25M depending on the risk profile

Policy Forms

• Bermuda Market Occurrence Reported
• Occurrence
• Claims Made

Coverage Features

• Coverage directly excess of self-insured retention or captive
• Attachment directly excess of captives on an umbrella/excess basis
• Integrated Excess Liability and Professional Liability coverage
• Coverage for TRIEA perils

Underwriting/Claims Capabilities

• Underwriting team has extensive experience with working with Fortune 1000 clients
• Dedicated claims team with specialized excess casualty experience