Insurance:
Professional Lines - United States
Overview
Within the landscape of today’s complex professional lines exposures, it pays to align yourself with a proven and experienced underwriting team. One of the nation’s fastest growing business segments, professional services firms face a trend toward contractual professional liability obligations, as well as the always-present threat of litigation.
With these factors fueling the need, Endurance U.S. Insurance Operations delivers superior service and response. Open to risk consideration across the U.S., our professional lines division entertains most classes of business with a focus on five that are most in demand. We are especially adept at serving sophisticated risk operations with unique coverage needs, armed with broad underwriting authority, flexibility and creative solutions. Endurance U.S. Insurance Operations can be accessed through a highly select network of top wholesale brokers.
We have a growing appetite for additional classes of profitable business – and value our wholesale partners’ ability to alert us to market need and line expansion.
Target Clients
Insurance-Related Services
- Insurance agents & brokers, including MGAs and MGUs
- Third-party administrators
- Employee benefits and pension plan administrators
- Loss control consultants and risk managers
Real Estate-Related Services
- Real estate agents & brokers
- Property managers
- Developers
- Construction managers
- Mortgage brokers & mortgage bankers
- Escrow & title agents
- Appraisers
Technology Services
- Software developers
- Systems analysts
- Programmers
- Data processors
- Information systems managers
General Consulting services
- Management and financial
- Marketing and sales
- Regulatory compliance
Media Liability Services
- Advertising agencies
- Publishers
- Public Relations firms
- Production companies
- Web designers and developers
Product
Capacity
- For each class of business: In-house capacity of $10 million
- Primary and excess
Minimum Premiums and Self-Insured Retentions (For Most Classes):
- $5,000 minimum premium
- $5,000 minimum SIR
Coverage Features
- Account specific manuscripted policy forms
- Continuity
- Punitive Damages
- Automatic coverage for subsidiaries
- True worldwide coverage
- Personal and advertising injury
- Breach of privacy
- Breach of security
- Intellectual property rights infringement
- Soft hammer clause
- Differences in conditions coverage: Broader terms of prior coverage to apply to our coverage
- Discrimination and dishonesty defense coverage
- Contingent BI/PD
Submission Requirements
- Standard professional liability applications and supplements (other professional liability carriers’ applications are acceptable)
- 5 years of currently valued carrier loss runs
- Copies of standard client contracts
- Resumes for principals and key employees
Contact Information
Mark Vandegriff
VP – Regional Professional
Lines Manager
+1 619-446-4720
mvandegriff@enhinsurance.com
Locations:
San Diego, California
Endurance U.S. Insurance Operations
402 West Broadway, Suite 1800
San Diego, CA 92101
Tel No. +1 619-446-4750
Fax No. +1 619-446-4751
Cherry Hill, New Jersey
Endurance U.S. Insurance Operations
51 Haddonfield Road, Suite 335
Cherry Hill, NJ 08002
Tel No. +1 856-356-1970
Fax No. +1 856-356-1971
Atlanta, Georgia
Endurance U.S. Insurance Operations
400 Interstate North Parkway, Suite 850
Atlanta, GA 30339
Tel No. +1 770-799-2660
Fax No. +1 770-799-2661